New Hampshire Postal Credit Union
 
 
NHPCU Building
...the financial home to NH postal employees and ALL their family members
New Hampshire Postal Credit Union
Consumer Loan & Home Equity Line of Credit Application
 
LOAN INFORMATION
Account #:
   

Purpose for the loan:

 

The loan amount:

Desired term: 

 

Are you submitting Individually or Jointly?



If you have selected an Auto or Recreational Vehicle Loan, please indicate the following:
Purchase Price:
 
Year:
Make:
 
Model:
Mileage:

 
VEHICLE TRADE-IN
Will you be trading in a vehicle? Yes No
Is the vehicle to be traded in currently financed? Yes  No
Who is the vehicle financed with?


LOAN USAGE
Will you be using any of the funds to payoff current debts? Yes  No    

List debts to be paid-off with the funds from this loan:

   


BORROWER INFORMATION
BORROWER INFORMATION   CO-BORROWER INFORMATION
Name:
  Name:
SS#:
  SS#:
Street Address:
  Street Address:
City:
  City:
State:
 
  State:
 
Zip:
  Zip:
Phone #:
  Phone #:
E-mail Address:
  E-mail Address:
Date of Birth (mm-dd-yy):
  Date of Birth (mm-dd-yy):
Number of Dependents:
  Number of Dependents:
Ages of Dependents:
  Ages of Dependents:
     
How long have you lived at the above address?  Years: Months:   How long have you lived at the above address?  Years: Months:
Monthly rent/mortgage amount:
  Monthly rent/mortgage amount:
Type of Housing:
  Type of Housing:
Mortgage/Landlord Name:
  Mortgage/Landlord Name:
Previous address (if current is less than two years):     Previous address (if current is less than two years):  
Street Address:
  Street Address:
City:
  City:
State:
  State:
Zip:
  Zip:
Years at previous address:
Years: Months:
  Years at previous address:
Years: Months:
     
EMPLOYMENT INFORMATION
BORROWER EMPLOYMENT INFO   CO-BORROWER EMPLOYMENT INFO
Employer Name:
  Employer Name:
Street Address:
  Street Address:
City:
  City:
State:
 
  State:
 
Zip:
  Zip:
Position/Title:
  Position/Title:
Years: Months:   Years: Months:
Monthly Gross Income (Before Taxes):
  Monthly Gross Income (Before Taxes):
Business Phone Number:
  Business Phone Number:
     
Fill out previous employer if current
employer is less than two years:

  Fill out previous employer if current
employer is less than two years:

Previous Employer:   Previous Employer:
Hire Date:
  Hire Date:
Position/Title:
  Position/Title:
     
Additional Income and Source:   Additional Income and Source:
Employer/Description:
  Employer/Description:
Additional Monthly Gross Income
(Before Taxes):
  Additional Monthly Gross Income
(Before Taxes):
     
     
Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
BORROWER   CO-BORROWER
Please check if any of the following apply :
Not a US citizen or permanent resident alien
Foreclosure or repossessions in the last 10 years
Bankruptcy or insolvency in the last 10 years
Currently involved in a lawsuit
A cosigner on any other debts
Pay Child Support
Civil Judgments
Pay Alimony
 
Please check if any of the following apply :
Not a US citizen or permanent resident alien
Foreclosure or repossessions in the last 10 years
Bankruptcy or insolvency in the last 10 years
Currently involved in a lawsuit
A cosigner on any other debts
Pay Child Support
Civil Judgments
Pay Alimony
     

WHAT YOU OWE
Loan Type Creditor's Name Current Balance Monthly Payment Belong's To:
Borrower Co-Borrower
Rent/Mortgage
Auto Loan
Auto Loan
Credit Card
Credit Card

REFERENCE INFORMATION
A relative not living with you:
Name:
Phone #:
Street Address:
City:
State:
Zip:
   
A personal friend.
Name:
Phone #:
Street Address: City:
State:
 
Zip:
   

CREDIT INSURANCE
New Hampshire Postal Credit Union members may be eligible for credit insurance.

YOU CANNOT BE DENIED CREDIT SIMPLY BECAUSE YOU CHOOSE NOT TO BUY CREDIT INSURANCE. CREDIT LIFE AND CREDIT DISABILITY AND HEALTH INSURANCE ARE NOT REQUIRED TO OBTAIN CREDIT.

However, this type of insurance can protect you and your family by making consumer loan payments if you become disabled or if you should become deceased. The following type of policy is available:

Single Credit Disability
YES! I am interested in Single Credit Disability Insurance. I understand coverage will not become effective until this agreement is signed.
No. I am not interested in protection through credit disability insurance at this time.
Credit Life Insurance
Single: YES! I am interested in Single Credit Life Insurance. I understand coverage will not become effective until this agreement is signed.
Joint: YES! I am interested in Joint Credit Life Insurance. I understand coverage will not become effective until this agreement is signed.
No. I am not interested in protection through credit life insurance at this time.

BY FILLING OUT THIS APPLICATION YOU AGREE TO THE FOLLOWING:

Everything you have stated in this application is correct. You agree that we may obtain and use consumer credit reports and exchange credit and employment information in connection with this application and any update, renewal, or extension of credit we may extend to you. You agree that your account will be subject to the terms and conditions of all applicable Loan Agreements and Disclosure Statements. You agree that a photocopy or facsimile of this application shall be as binding as the original. You understand that we will retain this application whether or not it is approved.

Comments:

   

 

 
New Hampshire Postal Credit Union
955 Goffs Falls Road, Manchester, NH 03103
603-625-9032 or toll free at 888-244-9946
Hours: Monday-Friday 8:30am-4:30pm
Copyright 2009 New Hampshire Postal Credit Union - All Rights Reserved.